What Is PayPal Pay Later?
Buy now, pay later is an excellent option if you want to make a large purchase more affordable by paying it off over time. Get what you want and break the payments up over weeks or even months.
- Pay In 4 - Split purchases between $30-$1,500 into 4 interest-free, bi-weekly payments without the stress of late fees
- Pay Monthly - Enjoy the ease of 6, 12, or 24-month payment plans, $0 down, and no sign-up or late fees
Learn More at Paypal Pay Later
To sign up you’ll need a PayPal Account set up with:
- A debit, credit card or a bank account
- To be 18 years of age or over
- First and Last name and Address
- An email address and Phone Number
Do I need credit for Buy Now, Pay Later?
When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4.
Does Pay in 4 or Pay Monthly charge interest and fees?
Pay in 4 is always interest-free, with no late fees or signup fees. With Pay Monthly, you may pay simple interest depending on your APR, you won’t pay any late fees or signup fees.
PayPal Contact Information
- Paypal Customer Service – 1 (888) 221-1161
- Paypal Help Center